Loans with Athlone Credit Union

Loans with Athlone Credit Union

The two most important things about a loan are, being able to borrow the money and being able to repay it. At Athlone Credit Union we encourage you to manage your money carefully by structuring loans around your needs and your ability to repay.

Why an Athlone Credit Union Loan is different;

  • There are no hidden fees or transaction charges.
  • Our interest rates are fair and reasonable compared to others in the market.
  • Repayments are calculated on your reducing balance, so you pay less interest with each repayment.
  • Your credit union loan is insured – subject to terms and conditions – at no direct cost to you. Other lenders charge for this.
  • You can pay off your loan early, make additional lump sum repayments or increase your regular repayments, without a penalty. Other lenders may charge you extra for paying them back faster!

Our loan rate of 10.5%* means you can borrow at a reasonable rate of credit compared to other financial providers – compare us to other financial service providers and you will see that you get a great deal at Athlone Credit Union.

*For a €5,000, 3 year variable interest rate loan, with monthly repayments of €161.24, an APR of 11.04%; the total amount payable by the member will be €5,803.92.

How do I apply for a loan?

To begin, with you have to be a member of Athlone Credit Union.

You will need:

  • 3 Recent Payslips
  • 3 Months Recent Bank Statements
  • Photo ID

If self-employed you need to provide us with the most recent set of accounts (2 Years) and tax return (Form 11).

First time borrowers are limited to applying for 5 times their shares to a maximum of €10,000.

For more information on becoming a member please click here.

For members, please visit or call us and we can discuss your needs and give you an application form.

Loans are subject to approval. Terms & Conditions apply.